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Insurance information

The following insurance plans are accepted at all Truman Medical Centers/University Health locations. This list does not change frequently; however, we recommend that you contact us at 816.404.3040 to verify that your insurance plan is accepted.

If you do not see your insurance plan listed, please contact your plan administrator or insurance provider directly and ask that they add Truman Medical Centers/University Health to your plan or network.

Although Truman Medical Centers/University Health accepts most health insurance plans, you may find that some physician offices may not participate in the same insurance plans that Truman Medical Centers/University Health accepts. Please check with your physician to ensure that they participate with your insurance plan or network before seeking services with us.

All healthcare plans require precertification or authorization by the insurance company for any inpatient service and for some outpatient procedures. It is the responsibility of the physician's office or you as a member of the plan to ensure this process is completed. Prior to admission for any inpatient services or scheduling an outpatient procedure, please contact your physician's office to confirm that precertification is in place.


Beech Street/Viant PPO x x
Blue Care HMO x x
Blue Cross & Blue Shield Traditional x x
Blue Select PPO x x
Blue Select Plus PPO/EPO x x
Cigna HMO/POS/PPO x x
Cigna Surefit o o
Coventry HMO/POS/PPO x x
First Health PPO x x
Freedom Network PPO x x
Freedom Network Select PPO x x
Great West PPO (GWH-Cigna) x x
Healthcare Preferred PPO x x
Humana HMO/PPO/POS x x
MultiPlan PPO * x x
Preferred Care PPO x x
Preferred Care Blue PPO x x
Preferred Health Professionals PPO (PHP) x x
Private Health Care Systems PPO (PHCS) x x
TriWest Healthcare Alliance (BCBS) x x
Tricare/United Military Veterans Services (HNFS) *** x x
UnitedHealthcare HMO/POS/PPO x x
UnitedHealthcare CORE o o


Aetna Better Health of Kansas o o
Home State Health Plan (MC+) x x
Missouri Care HMO (MC+) x x
Sunflower State Health Plan HMO (KanCare) o o
UnitedHealthcare Community Plan HMO (MC+) x x
UnitedHealthcare Community Plan HMO (KanCare) o o

Medicare Advantage

AARP/Secure Horizons Medicare Complete (UHC) x x
Aetna Medicare Advantage HMO & PPO ** x x
Allwell/Home State Health Medicare Advantage x x
Blue KC Medicare Advantage HMO & PPO x x
Care Improvement PlusXL (UH) x x
Cigna HealthSpring Medicare Advantage HMO o o
Humana Choice PPO **** o x
Humana Community HMO o o
Humana Gold Choice PFFS **** o x
Humana Gold Plus HMO x x
Humana Honor PPO **** o x
UnitedHealthcare Medicare Advantage x x

Health insurance exchange

Ambetter x x
Cigna Connect o o
Medica (Select and Connect) ***** o o
Oscar o o

Work comp PPO

Aetna x x
Comp Results x x
FirstHealth x x
Logicomp x x
Premier x x

Behavioral health

Aetna Behavioral Health *** x x
Beacon Health Options o o
Cenpatico Behavioral Health x x
Cigna Behavioral Health o o
CompCare x x
Humana Behavioral Health Network/dba Lifesync x x
New Directions Behavioral Health x x
St. John's Mercy Managed Behavioral Health x x
United Behavioral Health (now dba OPTUM) x x

x - In network
o - Out of network

* MultiPlan includes the following Payors: AHC, BCE Emergis, Beech Street, BPS HealthCare, ForMost, Health EOS, HN HealthNetwork, MedNetwork, PHCS, Preferred Plan, ProAmerica, United Payors and United Providers.

**As of 1/1/2020, Coventry Advantra will be rebranded to Aetna Medicare products.

***As of 1/1/2020, Aetna Behavioral Health replaces MHNet.

****University Health Physicians are in-network with Humana Medicare Advantage products: PFFS, Choice, Gold Choice and Honor.

*****TMC/UHP are out of network with Medica, but at times, there are travel benefits related to UHC or PHCS networks. Patients can access through those networks if UHC or PHCS logos are
on the card.